When they contacted Apple customer service, Apple customer service representatives attributed the difference between the two credit lines to the black-box algorithm, and then raised Jamie's credit line to David's level without asking for more information. Later, David's tweet went viral online, and many others, including Apple co-founder Steve Wozniak (Steve Wozniak), said they had a similar experience applying for Apple's credit cards. Wozniak said he had 10 times as many Apple credit cards as his wife, even if they shared all bank accounts and assets. "Apple regards it as an inclusive family. The company's due customer experience and reputation has been handed over to a biased, sexist algorithm that they do not understand, can't judge, and can't control. " David wrote on Twitter.

I care about fairness and justice for everyone: that's why I feel stressed and guilty about the absurd preferential treatment I enjoy when Apple's credit card manager tells me that she has noticed David's tweet and raised my credit line without any real explanation. In response to David's tweets, so many women (and men) shared the unfair amount of money they had encountered when they applied for a credit card. It's not just a story about sexism and black-box credit algorithms, it's about how rich people can do what they want. For another rich white woman, justice is impossible.

I care about digital privacy: that's why I wanted to apply for an Apple credit card in the first place.

I care for transparency and equity: this is why I am deeply dissatisfied with the "this is the algorithm" and "That's your credit score." that I responded to the representative of Apple. My credit record in the United States is far better than David, and there is no overdue repayment, no liability. I shared all the financial accounts with David, and my credit rating was very high, better than David. Before I met David, I had a successful career. Although I am a mother of three children, I have to call myself a "housewife" on the tax return, but I am still a millionaire, making a major contribution to my family, every The full repayment of credit in the month. However, the representative of Apple's customer service doesn't want to listen to these, nor give me any explanation. My argument is of no use.

The alleged sexism of Apple's credit card has made a lot of noise in the United States in recent days, and the parties to the incident issued a statement on Monday in response to speculation. She said she applied for an Apple credit card because she cared about digital privacy, but without being treated fairly by Apple, Apple should not succumb to the algorithm and should do better.

Finally, I learned about the setbacks suffered by women and ethnic minorities. They have been shouting publicly over the years, but they have not received the attention of me. I don't want to be the protagonist of lighting the fire, but I'm glad it caused a stir. I may not be active on social media, but I am not a silent person. David and I argue and talk to the world and my observation is often the source of David's tweets. We raised three sons together, and you should believe that they were educated by a mother of the same opinion and level as their father. On this topic, David and I have a view The points are exactly the same, and I'm glad his broad platform and my Apple credit card problems have led to a nationwide discussion of institutional biases, black-box algorithms, and broken credit industry systems. This is not a story about me. Smart women are all over social media, using their voices to fight for a better way out. Listen to what they say.

I care about equality: that's why I told David that he could issue a tweet to publish the matter, even if the credit line's promotion doesn't matter to my life. But in a world where women don't seem to be as successful or as reliable as men, it is important for women who are hard to start a business. At the same time, it is important to try to get rid of the women who have been insulted, and it is important for a number of people to be very important to a minority that is subject to institutional bias. So it's important to me.

(picture source:搜狗图片)

On November 7th David Heinemal Hanson, a technology entrepreneur and founder of Ruby on Rails, the web app framework, shared a disturbing story on Twitter. David said Apple's credit card discriminated against his wife Jamie Heinemal Hanson. David said he applied for an Apple credit card with his wife Jamie, but he received 20 times as much credit as his wife, even if the couple filed tax returns together and the wife had higher credit points.

I'm Jamie. Since my husband, David, shared my misfortunes in applying for Apple's credit card, I (or my credibility) has been a lot of speculation. Unlike David, I'm a very isolated one, I don't like to send a message on a social media, and I'm a little ashamed of my name in the news. However, in order to avoid being regarded as a warm housewife who cannot speak for himself, I would like to make the following statement:

The following is the full text of Jamie's statement:

Goldman Sachs, which issued an Apple credit card with Apple in August, said in a statement: "We don't have, and we don't make decisions based on gender and other factors." Carey Halio, CEO of Goldman Sachs retail banking, said he would reassess the credit line of Apple's credit card. David believes Apple should not shift the responsibility for sexism to Goldman because he feels like he is not a customer of Goldman Sachs, but a customer of Apple. Apple declined to comment. The New York Financial Services Bureau has reportedly launched an investigation into Apple's credit card since David shared his story. In the big After wei publicly shared the couple's experience with apple's credit card application, his wife jamie posted a blog monday in response to speculation about her.